Last updated on Thursday, 29 September 2022

Privacy Policy

Finstudioz Technologies private limited or any of its affiliates or associate companies or subsidiaries (hereafter collectively referred as "Finstudioz Technologies private limited", “Investifyd", “we”, “us”, or “our”), prescribes this Privacy Policy (the “Privacy Policy” / “Policy”), last updated on the date mentioned above, describes how we collect, use, and disclose your Personal Information when you visit or use our website, (the “Site”), the Investifyd Mobile Application (the “App”), the Investifyd email plugins, the Investifyd chrome extension and any other website or mobile application or plugins that links to this Privacy Policy in Our capacity as a controller of your Personal Information.

This Privacy Policy explains what information of yours will be collected when you access the Services of Investifyd, how such Personal Information will be used, and how you can control the collection, correction and/or deletion of your Personal Information. We will not use or share your Personal Information with anyone except as described in this Privacy Policy. The use of information collected through our Sites shall be limited to the purposes under this Privacy Policy and our Terms of Service (the “Terms”) to customers. Capitalised terms not specifically defined herein shall have the same meaning as ascribed to them in the Terms.

Supplemental clauses in the privacy policy or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to the Privacy Policy time to time. We will alert you about any changes by updating the “Last updated” date of this Privacy Policy, and you waive any right to receive specific notice of each such change. Please ensure that you check the applicable Terms of Privacy Policy every time you use our Site so that you understand which Terms apply. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Privacy Policy by your continued use of the Site or App after the date such revised Privacy Policy are posted.

Questions or concerns? Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at Vishal@fydmoney.com .

SUMMARY OF KEY POINTS

What personal information do we process? When you visit, use, or navigate our Services, we may process personal information depending on how you interact with Jackie and the Services, the choices you make, and the products and features you use.

Do we process any sensitive personal information?We may process sensitive personal information when necessary with your consent or as otherwise permitted by applicable law.

Do you receive any information from third parties? We may receive information from public databases, marketing partners, social media platforms, and other outside sources.

How do you process my information? We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. We process your information only when we have a valid legal reason to do so.

In what situations and with which parties do we share personal information? We may share information in specific situations and with specific third parties.

How do we keep your information safe? We have organizational and technical processes and procedures in place to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information.

What are your rights? Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information.

How do I exercise my rights? The easiest way to exercise your rights is by sending an email to us at Vishal@fydmoney.com or by contacting us. We will consider and act upon any request in accordance with applicable data protection laws.

1. Collection of your Personal Data

• 1.1 Personal Data: While using our service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. In addition to this if a user wants to register for the investment, He/ She shall provide Personal Identifiable Information (Log-in Credentials) in accordance with the KYC norms and other regulatory requirements. Personally identifiable information may include, but is not limited to:

  • 1.1.1 Email address

  • 1.1.2. First name and Last name

  • 1.1.3. Phone number

  • 1.1.4. Address, State, Province, ZIP/Postal code, City

  • 1.1.5. Pan Card details

  • 1.1.6. Bank Account details

  • 1.1.7. Virtual Signature (Either by uploading an image of signature on plain white paper or by signing on the screen to create an investment account)

• 1.2 Collection of Usage Data

  • Usage Data is collected automatically when using the Service. Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data. When You access the Service by or through a mobile device, we may collect certain information automatically, including, but not limited to, the type of mobile device you use, your mobile device unique ID, the IP address of your mobile device, your mobile operating system, the type of mobile Internet browser you use, unique device identifiers and other diagnostic data.

• 1.3 The information we may collect via the Application depends on the content and Services You Use, and includes:

  • 1.3.1. Your Personal Data: Demographic and other personally identifiable information (Such as your name and email address) that you voluntarily give while registering on Our App.

  • 1.3.2. Derivative Data: Information our App or Servers automatically collect when you access the Application.

  • 1.3.3. Non-Personal Identification Information: Non-personal identification information may include the browser name, the type of computer and technical information about Users'.

  • 1.3.4. Data from Social Networks: Users information from the Social Networking sites, such as Facebook, Google+, Instagram, YouTube, Pinterest, Twitter, including your name, your social network user name, location, gender, birthdate, email address, profile picture, and public data for contacts, if you connect your account to such social networks.

  • 1.3.5. Geo-Location Information: We may request access or permission to and track location-based information from your mobile device.

• 1.4 The Company has a right to collect User’s Registration Information from the KRA system, to complete the registration process of the user.

2. How We Use Collected Information

• 2.1 Having accurate information about you permits us to provide you with a smooth, efficient, and customized Service experience. Specifically, the Investifyd may use User’s Personal Information e.g. Login Credentials, Registration Information in accordance with the provisions of this Privacy Policy for the following purposes:

  • 2.1.1. To improve customer Service –The collection of your information unable us to perform necessary actions to maintain our services. We may use this information to improve our services, which enhances the safety and security of users.

  • 2.1.2. To Personalize User Experience – We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our App. It helps us to personalize the user’s experience or personalize Users’ account.

  • 2.1.3. Investifyd may use personal data to market our services to our users. This includes sending users communications about Services, features, promotions, studies, surveys, news, updates, and events.

  • 2.1.4. To send periodic emails – We may use the email address to send User information and updates pertaining to their Service. It may also be used to respond to their inquiries, questions, and/or other requests.

  • 2.1.5. For Legal Requirements – We may use personal data to investigate or address claims or disputes relating to use of Investifyd’s services, to satisfy requirements under applicable laws, regulations, or operating licenses or agreements, or pursuant to legal process or governmental request, including from law enforcement.

• 2.2 Investifyd under no circumstances, will sell, trade, distribute the personal information of users to any third party.

• 2.3 How We Protect Your Information

• 2.4 We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored with us.

• 2.5 We take due care to protect Users data. Technical measures are in place to prevent unauthorized access to data and against accidental loss or destruction of, or damage to, data.

• 2.6 We take reasonable steps to help protect your personal information in an effort to prevent the loss, misuse, and unauthorized access, disclosure alteration and destruction. It is your responsibility to protect your usernames, password and log-in credentials to help prevent anyone from accessing or abusing your investment accounts.

• 2.7 If you think that the privacy of your investment account has been compromised, you should immediately contact us for the assistance through help section available on App.